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Terms of Service & Disclaimer

Last updated: January 2026

Welcome to LocationScore Nigeria. By accessing or using our property risk assessment service at locationscore.ng and app.locationscore.ng ("Service"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.

⚠️ IMPORTANT DISCLAIMER: LocationScore provides risk INDICATORS only. We do NOT provide legal advice, property valuation, title verification, or guarantees about any property. Always conduct independent due diligence and consult qualified professionals before making property decisions.

1. Service Description

LocationScore Nigeria is a property risk intelligence service that:

What We Are NOT: We are not a property listing platform, real estate agency, legal firm, surveying company, or title verification service. We do not buy, sell, or broker property transactions.

2. Important Disclaimers

2.1 Not Professional Advice

The information provided by LocationScore is for informational purposes only and does not constitute:

2.2 No Guarantee of Accuracy

Our risk scores and assessments are based on:

We do not independently verify:

Critical Warning: A "good" LocationScore does NOT mean a property is safe to buy. A "poor" LocationScore does NOT definitively mean a property should be avoided. Our scores are INDICATORS to help you ask better questions and identify areas for further investigation.

2.3 Limitation of Liability

To the maximum extent permitted by law:

2.4 Your Responsibility

Before purchasing any property in Nigeria, YOU are responsible for:

  1. Conducting independent title verification through a qualified lawyer
  2. Performing physical inspection of the property and surrounding area
  3. Verifying documents with relevant government agencies (Land Registry, Survey Department, etc.)
  4. Confirming ownership and obtaining proper legal documentation
  5. Engaging qualified professionals including lawyers, surveyors, and estate agents
  6. Understanding local regulations regarding land use, zoning, and building approvals

3. User Accounts

To use certain features of our Service, you must create an account. You agree to:

4. Acceptable Use

You agree NOT to:

5. Payments & Refunds

5.1 Premium Reports

5.2 Refund Policy

Due to the digital nature of our Service:

6. Intellectual Property

All content, features, and functionality of our Service (including but not limited to text, graphics, logos, algorithms, and software) are owned by LocationScore Nigeria and are protected by copyright and other intellectual property laws.

You may:

You may NOT:

7. Third-Party Services

Our Service uses third-party providers including:

Your use of these services is subject to their respective terms and privacy policies.

8. Indemnification

You agree to indemnify and hold harmless LocationScore Nigeria, its owners, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:

9. Service Availability

We strive to maintain Service availability but do not guarantee uninterrupted access. We may:

10. Governing Law & Disputes

These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be resolved through:

  1. Good faith negotiation between parties
  2. Mediation (if negotiation fails)
  3. Arbitration or litigation in Nigerian courts (as a last resort)

11. Changes to Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Service after changes constitutes acceptance of the new Terms.

12. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in effect.

13. Contact Us

For questions about these Terms:

By using LocationScore Nigeria, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and Disclaimer.