Terms of Service & Disclaimer
Last updated: January 2026
Welcome to LocationScore Nigeria. By accessing or using our property risk assessment service at locationscore.ng and app.locationscore.ng ("Service"), you agree to be bound by these Terms of Service ("Terms"). Please read them carefully.
⚠️ IMPORTANT DISCLAIMER: LocationScore provides risk INDICATORS only. We do NOT provide legal advice, property valuation, title verification, or guarantees about any property. Always conduct independent due diligence and consult qualified professionals before making property decisions.
1. Service Description
LocationScore Nigeria is a property risk intelligence service that:
- Collects user-provided information about property locations
- Generates risk scores based on responses to standardized questions
- Provides risk indicators across categories including infrastructure, security, electricity, accessibility, and title/legal status
- Offers premium reports with detailed breakdowns and guidance
What We Are NOT: We are not a property listing platform, real estate agency, legal firm, surveying company, or title verification service. We do not buy, sell, or broker property transactions.
2. Important Disclaimers
2.1 Not Professional Advice
The information provided by LocationScore is for informational purposes only and does not constitute:
- Legal advice or legal opinion
- Property valuation or appraisal
- Title search or verification
- Survey or land measurement
- Investment advice
- Recommendation to buy or not buy any property
2.2 No Guarantee of Accuracy
Our risk scores and assessments are based on:
- Information YOU provide through our questionnaire
- General knowledge about Nigerian property markets
- Algorithmic scoring of multiple risk factors
We do not independently verify:
- The accuracy of information you provide
- Actual title documents or ownership records
- Physical conditions of any property or location
- Current legal disputes or encumbrances
- Government records or official databases
Critical Warning: A "good" LocationScore does NOT mean a property is safe to buy. A "poor" LocationScore does NOT definitively mean a property should be avoided. Our scores are INDICATORS to help you ask better questions and identify areas for further investigation.
2.3 Limitation of Liability
To the maximum extent permitted by law:
- LocationScore Nigeria, its owners, employees, and affiliates shall NOT be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or reliance on our Service
- We are NOT responsible for any financial losses, failed transactions, legal disputes, or other damages related to property decisions you make
- Our total liability shall not exceed the amount you paid for the specific assessment in question
2.4 Your Responsibility
Before purchasing any property in Nigeria, YOU are responsible for:
- Conducting independent title verification through a qualified lawyer
- Performing physical inspection of the property and surrounding area
- Verifying documents with relevant government agencies (Land Registry, Survey Department, etc.)
- Confirming ownership and obtaining proper legal documentation
- Engaging qualified professionals including lawyers, surveyors, and estate agents
- Understanding local regulations regarding land use, zoning, and building approvals
3. User Accounts
To use certain features of our Service, you must create an account. You agree to:
- Provide accurate and complete registration information
- Maintain the security of your password
- Notify us immediately of any unauthorized access
- Accept responsibility for all activities under your account
4. Acceptable Use
You agree NOT to:
- Use our Service for any illegal purpose
- Provide false or misleading information in assessments
- Attempt to reverse-engineer our scoring algorithms
- Scrape, copy, or reproduce our content without permission
- Use our Service to mislead others about property risks
- Resell or commercially redistribute our reports without authorization
5. Payments & Refunds
5.1 Premium Reports
- Premium reports are priced at ₦4,990 per assessment (subject to change)
- Payment is processed securely by Paystack
- You receive immediate access to your premium report upon successful payment
5.2 Refund Policy
Due to the digital nature of our Service:
- Refunds are generally NOT provided once a premium report has been generated and accessed
- If you experience technical issues preventing access to a paid report, contact us within 7 days for resolution
- We may offer refunds at our discretion in cases of demonstrable service failure
6. Intellectual Property
All content, features, and functionality of our Service (including but not limited to text, graphics, logos, algorithms, and software) are owned by LocationScore Nigeria and are protected by copyright and other intellectual property laws.
You may:
- Use reports you purchase for your personal decision-making
- Share reports with your immediate family, lawyer, or financial advisor
You may NOT:
- Reproduce or redistribute our content commercially
- Create derivative works based on our Service
- Remove any copyright or proprietary notices
7. Third-Party Services
Our Service uses third-party providers including:
- Firebase (Google): For authentication and data storage
- Paystack: For payment processing
- WhatsApp: For customer support
Your use of these services is subject to their respective terms and privacy policies.
8. Indemnification
You agree to indemnify and hold harmless LocationScore Nigeria, its owners, employees, and affiliates from any claims, damages, losses, or expenses (including legal fees) arising from:
- Your use of our Service
- Your violation of these Terms
- Your property decisions or transactions
- Any dispute between you and property sellers, agents, or other third parties
9. Service Availability
We strive to maintain Service availability but do not guarantee uninterrupted access. We may:
- Modify or discontinue features at any time
- Perform maintenance that temporarily affects availability
- Suspend accounts that violate these Terms
10. Governing Law & Disputes
These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes shall be resolved through:
- Good faith negotiation between parties
- Mediation (if negotiation fails)
- Arbitration or litigation in Nigerian courts (as a last resort)
11. Changes to Terms
We may update these Terms from time to time. Changes will be posted on this page with an updated "Last updated" date. Continued use of the Service after changes constitutes acceptance of the new Terms.
12. Severability
If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in effect.
13. Contact Us
For questions about these Terms:
- WhatsApp: +234 818 320 1997
- Email: support@locationscore.ng
- Website: locationscore.ng
By using LocationScore Nigeria, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and Disclaimer.